X-API-Key: ********************Authorization: ********************{
"requestId": "REQ202605070001",
"merchantRef": "PAY202605070001",
"payer": {
"originalPayerId": "op_100001"
},
"beneficiary": {
"beneficiaryId": "bf_100001"
},
"paymentInstruction": {
"paymentMethodPreference": "SWIFT",
"paymentReason": "SALARY",
"purposeCode": "P001",
"paymentReference": "Payroll May 2026",
"urgency": "STANDARD"
},
"amount": {
"debitCurrency": "SGD",
"debitAmount": 1000,
"payoutCurrency": "USD",
"payoutAmount": 735.2
},
"fx": {
"quoteId": "qt_100001"
},
"compliance": {
"sourceOfFund": "BUSINESS_REVENUE",
"supportingDocuments": [
"file_001",
"file_002"
]
},
"metadata": {
"remark": "Payroll processing"
}
}curl --location 'http://prod-cn.your-api-server.com/api/v1/payments' \
--header 'X-API-Key: <api-key>' \
--header 'Content-Type: application/json' \
--data '{
"requestId": "REQ202605070001",
"merchantRef": "PAY202605070001",
"payer": {
"originalPayerId": "op_100001"
},
"beneficiary": {
"beneficiaryId": "bf_100001"
},
"paymentInstruction": {
"paymentMethodPreference": "SWIFT",
"paymentReason": "SALARY",
"purposeCode": "P001",
"paymentReference": "Payroll May 2026",
"urgency": "STANDARD"
},
"amount": {
"debitCurrency": "SGD",
"debitAmount": 1000,
"payoutCurrency": "USD",
"payoutAmount": 735.2
},
"fx": {
"quoteId": "qt_100001"
},
"compliance": {
"sourceOfFund": "BUSINESS_REVENUE",
"supportingDocuments": [
"file_001",
"file_002"
]
},
"metadata": {
"remark": "Payroll processing"
}
}'{
"requestId": "string",
"merchantRef": "string",
"geoswiftRef": "string",
"status": "CREATED",
"payer": {
"originalPayerId": "string"
},
"beneficiary": {
"beneficiaryId": "string"
},
"paymentInstruction": {
"paymentMethodPreference": "SWIFT",
"paymentReason": "SALARY",
"purposeCode": "string",
"paymentReference": "string",
"urgency": "STANDARD"
},
"amount": {
"debitCurrency": "string",
"debitAmount": 0,
"payoutCurrency": "string",
"payoutAmount": 0
},
"fx": {
"quoteId": "string"
},
"fee": {
"chargeBearer": "OUR",
"feeCurrency": "string",
"feeAmount": 0
},
"timeline": {
"createdAt": "2019-08-24T14:15:22.123Z",
"updatedAt": "2019-08-24T14:15:22.123Z",
"completedAt": "2019-08-24T14:15:22.123Z"
},
"metadata": {
"business": "string",
"remark": "string",
"tags": [
"string"
]
}
}